Wednesday, September 23, 2009

PRIORITIZE YOUR PRIORITIES by Femi Awodele

I knew the month of September would be busy, what I did not take into consideration is my body as my schedule came together. The issue was not the family, even though I slacked a little in the TLC dept. with Ola and she quickly brought it to my attention (I did not argue, just said guilty as charged). Also, this past weekend was the first time I missed a weekend article in at least four years (some people were probably happy - ha-ha).


Well, I'll share what happened with all of you, I have a habit of having lunch with my wife at work once in a while (that was supposed to be a once in a while special stuff - guys you understand!), well I haven't really even thought about it in September, somehow my schedule got out of hand (traveling, writing, radio and meetings), two back-to-back evening (board) meetings finally got to my wife and she gently nudged me.

This past weekend, I was privileged to speak with the council of Bishops of a denomination in Iowa about relationships of leaders and one of the major issue that took a lot of time was prioritizing priorities, and I felt uniquely qualified, especially after I was reminded of my own omission (due to "bigmanism") just days before.

There are many things in our lives that are priorities, marriages are priority, the children are priority, our jobs (secular or ministry) are priority, our relationship with God is priority, and if you are like me -the assignment you believe God gave you is priority. As we juggle these priorities, it's extremely important that we prioritize these priorities in our lives, especially for those of us in stress-filled western countries.

On a general level, I think (as I've written before) that the most important priority for anyone (leader of follower) is the time that we spend with God (whatever that is to you!) - It could be in studying the bible, it could be time in prayer, and it could be worship time. I shared with the Bishops on Saturday that I love studying way much more than spending time in prayer (I do both, just prefer one more). The family then comes next and obviously the spouse come before the children, it is next to impossible to do ministry or even achieve one's purpose when the home is not right, twice the bible directly link answering the prayer of a man to how he treats his wife (Malachi 2 and 1 Peter 3: 7). The ministry (faith based or secular job) or our assignment then comes in. Juggling these priorities require more than just a mental exercise but a lifestyle that comes from the subconscious.

Relationship with God

I have just (as I write this article) received terrible news and just shared it with Ola. Someone we know, who was on fire for God, let down his/her guard and is alleged to have done the unthinkable. News like this over the past years of people in ministry (that I have great respect for) have instilled the fear of God in me personally and help me remember that it is God who gives the ability to do anything and if any branch (regardless of the amount of fruit it bears) dare move away from the true vine, that branch is in danger of dying and being thrown into the fire.

What makes the family stable, what makes any ministry anointed and what makes any assignment worth-while is the fact that we get our nutrient from the true vine. Many times over again, we are reminded that it is God who gives us our abilities, we are reminded that except the Lord builds, the laborers are just wasting their time. When Jesus was in the world, He'll constantly spend time with His Father, taking one hour here and there. I believe with all of my heart that ultimate power comes from relationship, the Bible puts it this way, faith comes by hearing and hearing by the word. As a teacher, I learn more myself when I'm studying to teach, regardless of how I feel I persistently get myself into the habit of spending an hour in prayer as often as I can. The other side of deliverance is learning truth through knowledge and changing habits based on revealed truth.

Like the devil sought permission to get at Apostle Peter, he is doing the same today and what we need to do is hide under the wings of God letting His glory be a covering for us and if we are tested, we pray that His grace would be sufficient. I beg of everyone reading this article, please create the time to spend with God, this is where you'll get what you need as a husband, wife, pastor, doctor, lawyer, teacher etc and where you'll get encouraging words of faith at those valley times.

Family

The word family means different thing to different people, to an average African it means extended family (parent and siblings), to a western person - the definition varies just like "barney the dinosaur" song, if you have children you'll know the song (mine is just right for me).

We all can name people whose ministry, political career or even business career has been messed up because of family problems. We all know children who has brought disgrace to the home, the Bible talks about teaching a child in the way he/she should go, so he/she would not depart from it as an adult (does not mean he/she would not stray - we all stray). One of the big assignments God gives a couple is to raise godly children and the other big assignment is to let our marriage be an example of Christ love for the church. The enemy understands that if the family is gone, everything built on it, will eventually collapse, statistics upon statistics show that as the family institution collapsed in America, societal vices increase. Unfortunately, very few political and religious leaders are ready to stand and fight for the family institution as ordained by the creator, the easiest and the politically correct way is to throw money (grants) at the symptoms (poverty, truancy etc).

Many of us are held captive by the fear of losing our jobs or the ambition to be somebody (in the eyes of the world) that we sacrifice our family at the altar of "mammon", unfortunately we end up paying severely for not being there at the critical time for our children. If there is any father to a little girl from grades five to eight (ages 11-14) reading this article, please make it a habit to have a weekly or bi-monthly date with your daughter before a stupid boys who wants between her legs do it for you. If you have boys, they need help as well, they might not get pregnant but they do carry diseases. Moms take your boys out and teach him how to treat a lady.

Not to many cooperate establishment care about your family - date with your wife or attending your children play of game, what they care about is your productivity and how much time they can squeeze out of you for less money. Corporations spends tons of money on retreat with clients and among their executives, but none of them is smart enough to plan a marriage or parenting class for their staff, when the evidence that a stable home increases productivity abounds.

Ministry or Secular Job

Rick Wagoner was a superstar in GM, he spent his career in the same company rising through the ranks until he became the CEO/Chairman, unfortunately for him, he took over the company after previous leadership took a risk that backfired and recession exposed the risk. Like others before him, he was disposed quickly and was replaced by someone with no industry experience. I have a pastor friend, who is a great charismatic speaker; he started to get national attention and started to neglect the local church that gave him the platform. The local church warned him about his perennial absence, but the pull of national demand and his evangelist calling was just too much, the local church had to let him go.

I have given the example of two people who were superb in what they do, but were easily dispensed and in the case of the secular guy, he was replaced by someone with no car industry experience. The atmosphere in most corporate setting is getting the most they can from you (they'll pay you), but most people go for the high income and position at the expense of their family. A friend who was a VP at a fortune 100 company told me, she and another person in her department, used to play the game of I beat you in and who can stay later, that she missed everything the kids did in those period. Today, she works for a different organization and she never misses anything the kids do now and this person even have the time to participate in our high school program.

You do not have to be an ordained person or work in a faith based organization to excel on the job, whatever job you are in, from a consulting job to being a nurse or a janitor, you are the salt and light and the people around are tasting Christ through the fruit you bear, have you ever wondered what they are tasting based on your attitude? At the end of the day, pastoral ministry, doctoring, driving, nursing, itinerant ministry etc all come after your personal relationship with God and your family.

Balancing Acts

Okay, now we know from an academic standpoint what should come first, second and third in the priorities of our lives, the question then is how do we balance or juggle these on a daily basis. Should we be legalistic about it, what about those of us who have to travel like me or what about accountants who have to work long hours in between February and April or surgeons who spend gazillion hours in the operating room at odd hours? Human emotion is an interesting part of our nature, it moves up and down as our hormones comes and go (not just in women). There are times that pastors don't feel like going near a church, talk-less of preaching, there are days that you wake up and studying and praying is not kosher, there are times that husbands and wives can't stand each other's gut and its all natural, and there are times that your job becomes a burden and you just go so you can feed your family.

Eight years of full time marriage (relationship) ministry, from teaching to counseling, has taught me that if a husband or wife has developed trust and consistency, they give each other a break when the regular protocol is breached. For instance, my wife and kids know that my relationship with God is important to me and they come second, Ola has no doubt of her importance in my life because I have demonstrated it not only in words but in deeds over 17 years, so whenever I take her for granted because I got too busy doing "good" stuff, all she had to do is remind me but not question my loyalty. When I took permission from my teenage son to travel for a conference on his birthday, it was not because I'm afraid of my son, but because I want him to know that he is more important to me than the ministry, even though I get compensated and he benefits from it.

When our heart is with God and completely sold out to Him, when we mess up, He understands and forgives, He only asks that we don't continue to sin. The life of king David is a testament to God judging us based on our heart rather than our mistakes. David was completely sold out to God and in his flesh, he committed adultery, was an accomplice to murder, counted his fighting men against God's instruction, yet each time God forgave (even though he paid for his sin in each case). If we miss our prayer time for a genuine reason (not as a pattern), I don't believe God will abandon or spank us, as long as we get back on track and our heart is still in the right place (and we don't get complacent).

The problem in most marriages is when a spouse who does not prioritize these priorities as a norm (relationship with God, family and work) for his/her life, but wants bonus points for the once in awhile daddy daycare act or super-Mom coming to the rescue, this brings resentment from the spouse that has carried the load and I'm sure God don't want the once in a while stuff either. I know someone who says the right thing about the family, but acts differently, the love of "mammon" is way more important, so being absent for months unplanned is no problem. When this person gets back to town and take the kids to fun places in town (movie, eat-out, amusement parks etc), and then disappear again, this person demands points for the frenzy with the kids when around.

The point I'm trying to raise or bring to all of our attention is not only to prioritize these priorities in our lives, but to make the priorities not just an academic exercise or a mental note, but to make the priorities structure the desire of our heart that we pray and ask God to help us achieve. To run every decision we make through the prism of what would God want, would this be good for my family and would my excellent attitude and Godly character at work bring glory to God.

P.S. Taking care of your body physically should be a very close fourth on the priority list.

Remain Blessed

Sunday, June 28, 2009

niger delta ND POLITICS

REAL POLITICS AND THE NIGER DELTA QUESTION height="500" width="100%" > value="http://d.scribd.com/ScribdViewer.swf?document_id=16894855&access_key=key-d6jcmio3y4h0h5zyk1l&page=1&version=1&viewMode=">    

Saturday, June 27, 2009

I AM HUNGRY, PLEASE RE-BRAND ME - Written by Salisu Suleiman

I am Nigeria;

I have millions of acres of arable land and billions of cubic litres of water, 

but I cannot feed myself;

So I spend $1 billion to import rice and another $2 billion to import milk;

I produce rice, but don’t eat it; 

I have 60 million cattle but no milk; 

I am hungry, please re-brand me.


I drive the latest cars in the world but have no roads;

I lose family and friends everyday on roads for which funds have been looted;

I lose my young, my old, and my most brainy and productive people to the potholes, craters and crevasses they travel on everyday;

I am in permanent mourning, please re-brand me.


My school has no teacher and my classroom has no roof; 

I take lecture notes through the window and live with 15 others in a single room;

All my professors have gone abroad, and the rest are awaiting visas; 

I am a university graduate, but I am illiterate; 

I want a future, please re-brand me.


Malaria, typhoid and many other preventable diseases send me to hospitals which have no doctors, no medicines and no power; 

So I gives birth with candle light and surgery is performed by quacks; 

All the nurses have gone abroad and the rest are waiting to go also; 

I have the highest maternal and infant mortality rates in the world and future generations are dying before me;

I am hopeless, hapless and helpless, please re-brand me.


I wanted change so I stood all day long to cast my vote; 

But even before I could vote;

the results had been announced;

When I dared to speak out, silence was enthroned by bullets; 

My rulers are my oppressors, and my policemen are my terrors; 

I am ruled by men in mufti, but I am not a democracy; 

I have no verve, no vote, no voice, please re-brand me. 


I have 50 million youths with no jobs, no present and no future; 

So my sons in the North have become street urchins and his brothers in the South have become militants; 

My nephews die of thirst in the Sahara and his cousins drown in the waters of the Mediterranean; 

My daughters walk the streets of Lagos, Abuja and Port Harcourt, while her sisters parade the streets of Rome and Amsterdam;

I am inconsolable, please re-brand me.


My people cannot sleep at night and cannot relax by day; 

They cannot use ATM machines, nor use cheques;

My children sleep through staccato of AK 47s and see through the mist of tear gas;

The leaders have looted everything on the ground and below; 

They walk the land with haughty strides and fly the skies with private jets; 

They have stolen the future of generations yet unborn and have money they cannot spend in several lifetimes, but their brothers die of hunger;

I want justice, please re-brand me.


I can produce anything, but import everything; 

So my toothpick is made in China; 

my toothpaste is made in South Africa; 

my salt is made in Ghana;

my butter is made in Ireland; 

my milk is made in Holland;

my shoe is made in Italy; 

my vegetable oil is made in Malaysia; 

my biscuit is made in Indonesia; 

my chocolate is made in Turkey and 

my table water made in France; 

My taste is far-flung and foreign, please re-brand me.


My people are cancerous from the greed of their friends who bleach palm oil with chemicals; 

my children died because they drank ‘My Pikin’ with NAFDAC numbers; 

my poor die because kerosene explodes in their faces; 

my land is dead because all the trees have been cut down; 

flood kills my people yearly because the drainages are clogged; 

my fishes are dead because the oil companies dump waste in my rivers; 

my communities are vanishing into the huge yawns of gully erosion, and nothing is being done; 

My livelihood is in jeopardy, please re-brand me. 


I have genuine leather but choose to eat it; 

So I spend a billion dollars to import fake leather; 

I have four refineries, but prefer to import fuel, so I waste more billions to import petrol; 

I have no security in my country, but would rather send troops to keep the peace in another man’s land; 

I have 160 dams, but can not get water to drink, so I buy ‘pure’ water that roils my innards; 

I have a million children waiting to enter universities, but my ivory dungeons can only take a tenth; 

I have no power, but choose to flare gas, so my people have learnt to see in the dark and stare at the glare of naked flares; 

I have no direction, please re-brand me. 


My people pray to God every morning and every night, but commit every crime known to man because re-branded identities will never alter the tunes of inbred rhythms. 

Just as the drums of heritage heralds the frenzied jingles, remember - the Nigerian soul can only be Nigerian - fighting free from the cold embrace of a government that has no spring, no sense, no shame. 

So we watch the possessed, frenzied dance, drenched in silent tears as freedom is locked up in democracy’s empty cellars. 

I need guidance, please re-brand me.


But then, why can I not simply be me, without being re-branded? 

Or does my complexion cloud the color of my character? 

Does my location limit the lengths my liberty? 

Does the spirit of my conviction shackle my soul? 

Does my mien maim the mine of my mind? 

And is this life worth re-branding? 

I am not yet born, please re-brand me.

Tuesday, June 23, 2009

The Niger Delta- NOI Polls set unmask the issues. Source: The Vanguard newspaper

The NOI Polls, in association with the Gallup Polls USA, will, this Friday, unveil its annual national survey entitled: “The 2009 Niger Delta Survey; Unmasking A Lingering Crisis.”

Speaking at a press conference in Lagos yesterday, Chief Executive Officer, NOI Polls, Mr. Ndubisi Anyanwu, said his firm aims to support the establishment of a democratic culture and contribute to effective policy formulation and implementation in Nigeria, “by providing a platform for communicating the views and opinions of social and economic groups that are ordinarily excluded from public debates.”

Anyanwu noted that “the objective of the Niger Delta Survey is to serve as one of NOI Polls strategic products designed to stimulate public debate among Nigerians, while strengthening the dialogue between public sector officials, private corporations, and individual stakeholders in the oil and gas sector.

It is a landmark survey that covers social, economic, political, ecological, and security issues in the region. It aims to address the information gap on the Niger Delta by providing robust statistical data on the views and opinions of the region’s inhabitants with respect to the pressing issues that affect their daily lives.

Such a comprehensive pan-regional survey is the first of its kind in Nigeria, and NOI Polls will be conducting a survey of the Niger Delta every year.

“The pioneer Niger Delta Survey provides information on several critical areas, including the economy and society, political administration, corporate interests and oil-producing communities in the region, violence and security, and environmental pollution.

It is comprised of four sections, namely:
Government and the Niger Delta Crisis;
Oil Companies and Local Communities;
Security, Violence and Protests and;
Jobs and the Environment.”

The NOI/Gallup Polls research will be officially presented at a one-day seminar on the Niger Delta Survey, this Friday at the Rock View Hotel in Abuja, to select stakeholders from government.


Sunday, May 3, 2009

SixthSense Blurs digital and the real


EMBED-Really Cool, New Sixth-Sense Technology - Watch more free videos

A genius team at MIT takes us one step closer to living in Minority Report by creating a finger-controlled phone/3-D projector. Skip to 2:05 if you don't have much time.

Poison Fire By Lars Johansson

George Monbiot meets Jerone van de veer- CEO Shell Oil. Guardian Films UK



In the latest of his groundbreaking encounters with the figures whose decisions shape our environment, George Monbiot challenges Jeroen van de Veer, chief executive of oil and gas giant Shell, on ethics, greenwash advertising, renewable energy investments and gas-flaring in Nigeria. See more @ Guardian Films UK

Tuesday, April 28, 2009

What are investors looking for in a Business Plan, and how do I find them

*Does your company need investment capital to expand?
**Are you currently searching for investors?
***How do you know you're ready? What will it take to qualify.
****How do you find potential investors?
Our panel of experts will walk you thru the process from A to Z to help you determine if outside investors are an option for your company. Our expert panel includes: Sheri Orlowitz, Principal at SLOCO Consulting Group; and David Bloom, Principal at Capital Idea Group;

Curious Wumi: Michelle Obama- The First Lady in Pictures

Curious Wumi: Michelle Obama- The First Lady in Pictures

Saturday, April 25, 2009

FEARLESS



FEARLESS height="500" width="100%" rel="media:document" resource="http://d.scribd.com/ScribdViewer.swf?document_id=14636681&access_key=key-1ne7jiv8vmyno54kb88y&page=1&version=1&viewMode=" xmlns:media="http://search.yahoo.com/searchmonkey/media/" xmlns:dc="http://purl.org/dc/terms/" > value="http://d.scribd.com/ScribdViewer.swf?document_id=14636681&access_key=key-1ne7jiv8vmyno54kb88y&page=1&version=1&viewMode=">     FEARLESS Wumi
   Publish at Scribd or explore others:            Health & Lifestyle              Books                  whom do you fear?      

Friday, April 24, 2009

A Visionary African Leader- Ngozi Okonjo-Iweala


NEW YORK, April 15 /PRNewswire-USNewswire/ -- The Rockefeller Foundation today announced the appointment to its Board of Trustees of Ngozi Okonjo-Iweala, a Managing Director of the World Bank and former Nigerian Minister of Finance and Foreign Affairs.

"Ngozi is an exceptional leader with an outstanding record of achievement in the field of poverty alleviation and economic reforms in Africa," said James F. Orr, III, the Board's chairman. "We have continued to add Trustees to the Board who can bring specific, diverse skills, experiences and perspectives that meet the needs of the Foundation as it advances its mission for the 21st century. The Board will benefit enormously from Ngozi's important insight into the major issues confronting today's globalized world."

"Ngozi has outstanding breadth and depth of experience and I will cherish her stewardship and counsel," said Judith Rodin, president of the Rockefeller Foundation. "As we support a new generation of innovative solutions shaped by and for the people of developing countries, Ngozi's unique insight will prove immeasurably valuable."

Dr. Okonjo-Iweala, 54, served from 2003 until 2006 as Nigeria's Minister of Finance, and earned international acclaim for her work on economic reform, fiscal transparency and financial stability During 2006, she also served as Minister for Foreign Affairs and was the first woman in Nigeria to hold the two posts. Previously, she worked for 21 years at the World Bank as a development economist, rising to the post of Vice President and Corporate Secretary.

Dr. Okonjo-Iweala graduated from Harvard and received a Ph.D. in Regional Economics and Development from the Massachusetts Institute of Technology. She has received numerous awards and honorary degrees for her work and serves on the boards of the ONE Campaign, the World Resources Institute, the Nelson Mandela Institution, Friends of the Global Fund of Africa, and the African Institute of Science and Technology, among others.

The Rockefeller Foundation fosters innovative solutions to many of the world's most intractable challenges, affirming its mission, since 1913, to "promote the well-being" of humanity. Today, the Rockefeller Foundation works to ensure that more people can tap into globalization's benefits while strengthening resilience to its risks. 

Foundation initiatives include efforts to mobilize an agricultural revolution in sub-Saharan Africa, build new markets for Impact Investing, support strategies and services that strengthen economic security for American workers, inform more equitable, sustainable transportation policies in the United States, help communities cope with the impacts of imminent and worsening climate change, and assure access to affordable and high-quality health systems in developing countries. For more information, visit www.rockfound.org.

SOURCE The Rockefeller Foundation

Saturday, April 18, 2009

Nigeria: Three Banks Named Among World's Biggest- by James Emejo of This Day Newspaper


Lagos — Three Nigerian banks - First Bank of Nigeria Plc, United Bank for Africa (UBA) Plc and Intercontinental Bank Plc - have made the Forbes list of top 2000 world biggest companies.

The trio, according to Forbes Magazine, are joining 248 other companies around the world to displace same number of companies that featured on the list in the 2008 ranking.

For Nigeria, the listing of these banks on the current Global 2000 is a cause for cheers. First Bank Plc is ranked at 1,375, while the UBA comes on the list at number 1,560. Intercontinental Bank Plc completes Nigeria's showing at 1,798.

Explaining the methodology adopted in arriving at the final compilation of the 2000 biggest companies, Forbes said that companies must have a publicity traded stock in order to qualify for the Global 2000. The Global 2000 companies have the top composite scores based on sales, profit, assets and market value.

First Bank Plc's composite score on the four metric measures shows a sales figure of $1.29 billion, a profit stated at $0.31 billion, assets metric calculated at 413.05 billion and market value stated at $2.89 billion.

The UBA's sales figure was stated at $1.44 billion with profit at $0.35 billion while its assets stood at $14.22 billion and its market value calculated at 41.43 billion.

Intercontinental Bank Plc incredibly returned a higher sales figure than the other two Nigerian banks on the list with its $1.48 billion position and a profit position of $0.29 billion with assets calculated at $11.90 billion and market value adding up to $0.88 billion.

This appears to be a confirmation of the 2009 global banking industry, which listed the three banks among top 500 banks in the world.

The global banking industry research and ratings for 2009 had listed First Bank of Nigeria Plc, Intercontinental Bank Plc, Union Bank of Nigeria Plc, Zenith Bank Plc and United Bank for Africa Plc on the world's top 500 banking brands by the Banker magazine, a publication of the Financial Times of London.

Nigerian banks made their first showing on the world's top 500 banks in 2007 when Intercontinental Bank came number 355 on the list while also emerging the fastest growing bank in the world. The bank has since then made the list moving up in 2008 to 334.

The three banks in Nigeria that made this year's list had emerged as industry leaders consistently since after the banking industry reforms introduced by the Central Bank of Nigeria (CBN) in 2004.

Factors accounting for the drop off of the companies that were on the 2008 list but could not make the list in the 2009 ranking, according to Forbes, include mergers, weak financial performance and outright failure.

For instance, Forbes noted that the former 97th-largest company in the world, Lehman Brothers, fell into bankruptcy, while the weakness in the financial markets led to governments nationalising some big banks, such as Ireland's Anglo Irish banks and Iceland's Kaupthing Bank.

Speaking on the report, Microsoft Chief Executive Steve Ballmer said: "Even a depression is a place for opportunity if you have cash, scale and ambition. Many of the names on this year's Forbes Global 2000 list of the world's biggest companies will emerge on the other side of the trough far stronger when world economies snap back next year. For the strong corporations, there are rivals to buy, technologies to fund and new markets to enter - all at lower prices than we've seen in years.

"Despite the economy, it's important to think about what is possible."

Forbes' ranking of the world's biggest companies departs from lopsided lists based on a single metric, like sales.

Instead, it uses an equal weighting of sales, profits, assets and market value to rank companies according to size. This year's list reveals the dynamism of global business. "The rankings span 62 countries, with the U.S. still dominant with 551 members, but that is 200 fewer than in 2004, when we first published this global list," Forbes said.


My Addition: Nigeria makes the Forbes 2009 top 100 Best countries for Business! That is good news inspite of all the negative media attention on the country.

Rank Company Cntyr INDUSTRY SALES ($BIL) PROFITS ($BIL) ASSETS ($BIL) MARKET VALUE ($BIL)
1375 First Bank of Nigeria Nigeria Banking 1.29 0.31 13.05 2.89
1560 United Bank for Africa Nigeria Banking 1.44 0.35 14.22 1.43
1798 Intercontinental Bank Nigeria Banking 1.48 0.29 11.90 0.88

Saturday, April 4, 2009

The Recession and Dave Ramsey Show

Millions of American have lost their jobs especially in the last couple of months . A few months ago , a TV show on FBN caught my attention . The show called : The Dave Ramsey Show has opened my eyes on how our finances should be handled . It's biblical view on money is what really caught my attention .

Being African , I should be disciplined in the way of paying CASH for everything, and I mean ery'thin. But no , I veered off the road and became an 'Americana' and got myself into some stupid stuff .

Most of Africa is a CASH market , the cars you see is paid for in CASH and the houses . How many people in other countries pay CASH for cars and houses ? What you see is paid for with good hard cash in Africa . How many people can say that in the rest of the world ?

There are so many opportunities even in the Congo's , and other African countries , Africa is the future market and the Chinese should not be the only people investing .

So why the change ? Why do people decide to use credit instead of saving up to buy the things they need ? Should the credit card companies be blamed for their marketing campaigns or should the consumer be the one responsible ? Should both parties be equally responsible ? Or should the blame be more on one party than the other ? Could it be a mental disease ? Or is there another explanation for it ?

I contracted the "I Can use Credit to buy anything and everything" syndrome and my first stupid mistake was buying a brand new mitsubishi galant . Anyways , Dave Ramsey has taught me a lot when it comes to debt and finances and I have decided to share it with the rest of the World . 

I know in the coming decades, when African countries begin to become more independent , Africans are going to follow the same course . But I am hoping its people are going to learn from this and not let history repeat itself in the continent. Enjoy the video !

Share your thoughts or comments :=)

Tuesday, March 24, 2009

What Would You Do? By John Quinones of ABC

Before this show came out , I've always wondered how people would react not knowing that a hidden camera was watching or anyone else for that matter . There have been similar shows in the past but those were prank and did not deal or address the realities of how the workings of an American mind .

I've come across so many situation living in Nebraska where I wished I had a hidden camera . My next task would be to get John Quinones to go across the US and test out his experiment in different cities to see if the outcomes would be the same ! It will be very interesting to see how people in the South would differ than those in the Mid-West, West Coast or East Coast .

So I've decided to share one my most favorite episode of What Would You Do ? I have many favorites so stay tuned for more videos on "What Would you do?"